Tobsy Buy now

A spending tracker in your own Google Sheet

Manage your cash flow like a pro.

Track how your money moves. Analyse objectively, plan effectively & manage easily, all in one place.

  • No bank connection
  • One payment, up to six people
  • Any phone, tablet or computer
  • Any currency
  • English, Spanish, Portuguese, Italian, German, Dutch and French

No subscriptions & completely private.

Try it free for 30 days

About five to ten minutes to set up, once, on a computer. You’ll need a Google account.

Look around the demo

The whole app with made-up data, right here. No sign-up, no set-up.

Rent / Mortgage 50%Shopping 11%Groceries 9%Dining & Takeaway 8%Transport 6%Utilities 4%Insurance 3%Private 2%Other (6) 6%🏠🛍️🥑🦞🚂A$31.3k
A household fund for a trip to Japan: A$6,600 of A$9,000.
What you kept: A$2,503.91, 48.3% of income.

What it does

Everything here comes from entries you typed.

The rule box, and the line that says the entry was logged.
Type one word. It’s logged.
The year as a flow from salary through every group to its categories and shops.
A year of spending, as a flow.
Your usual range: each month a dot, the usual band behind it, this month so far.
Your usual range, and when it drifts.
The next seven days: each bill and pay listed by the day it lands.
The next seven days, like a forecast.
Nine intentions as rings: Savings above its intention, the Japan trip A$50 to go.
Intentions, not budgets. No telling-off.
Trip to Japan opened: who put in what, a step chart of what it holds month by month, and the latest amounts set aside.
Open a goal: how it filled, by month.
Can I afford this? A$1,200 typed in: that leaves about A$3,570, with its range.
Can I afford this? Type a number.
A group of categories, Foundations: Rent / Mortgage, Utilities, Groceries and more, each with its own emoji and colour.
Your own categories, down to the emoji.
Tobsy’s Home screen in Spanish.Tobsy’s Home screen in Portuguese.Tobsy’s Home screen in Italian.Tobsy’s Home screen in German.Tobsy’s Home screen in Dutch.Tobsy’s Home screen in French.
Seven languages, picked per device.

See all of it in Features →

The app with Ava’s profile active.

For couples & families

One household, several people, no awkward maths.

Up to six people, two shared households, one copy. Who fronted what, worked out for you.

For couples & families →

Privacy

Private by design, not by promise.

Your entries live in a Google Sheet you own. No Tobsy server holds them.

  • No bank connections
  • No money data on any server of ours
  • Not pooled or ranked against anyone

Privacy by design →

Price

A$59 once, for life

  • Every screen, from day one.
  • Up to six people, one sheet, one payment.
  • Your data stays, whether you pay or not.
  • Refunds on request within 14 days.

Price in Australian dollars. Your card is charged in your own currency at the checkout’s rate.

Subscriptions pay for servers. Tobsy keeps none for your data.

Your data is in your own Drive: nothing for us to keep, nothing to charge for each month.

Less than a year of most money apps, yours for good.

Plain answers

The things people ask first.

Isn’t typing it in a chore?

At first, a little; then it becomes the point. A purchase takes a few taps, and it is the moment you notice.

What happens on day thirty-one?

The app stops, properly stops, and asks to be paid for. Everything you entered is still in your sheet, and you can download all of it whether you pay or not.

What if Tobsy disappears?

Your sheet is yours: every entry in it stays readable and downloadable with no Tobsy at all. The app itself does lean on two things we run, a small piece of code your copy talks to and the website the app loads from. If Tobsy shut down, we would publish both so existing copies keep working without us; the sheet is the part that survives anything.

What if I want a refund?

Ask within 14 days and we’ll refund it. No explaining, no arguing. Your sheet and your data stay yours.

All the questions people ask →

Who makes this

One person, not a company.

Tobsy is built and looked after by one person in Australia who wanted to see where the money went without handing a bank login to anyone. There is no growth team and nothing to upsell. If something is wrong, or you have an idea, write to [email protected] and a person answers.